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Tracking and Managing Expenses

Welcome back to our Financial Wellness Seminar. Today, we’ll focus on a critical aspect of personal budgeting – tracking expenses. Tracking expenses can be a daunting task initially, but once you get into the habit, it becomes second nature and an...

Balancing and Adjusting Your Budget

Welcome everyone to yet another enriching session of our Financial Wellness Seminar. We’ve been focusing on practical budgeting, and today, we’re diving into the vital process of adjusting and balancing your budget. Crafting a budget isn’t a one-time...

Distinguishing Needs from Wants

Identifying Needs vs. Wants Welcome back, everyone, to our Financial Wellness Seminar. We’re still in the throes of practical budgeting, and today, we’re going to discuss an integral part of this process: distinguishing between needs and wants....

Determining the Ideal Size of Your Emergency Fund

Hello again, everyone. Welcome back to our Financial Wellness Seminar. As we continue on our journey of building emergency savings, today’s focus is on calculating your emergency fund. This is a practical session where we understand how to decide upon the ideal...

Importance of Establishing an Emergency Fund

Welcome back, everyone, to our 30-day Financial Wellness Seminar. Today, we’re beginning a new chapter, one that’s all about building emergency savings. The first thing we’re going to focus on is understanding the importance of an emergency fund. An...

Understanding Various Types of Debt

Welcome back to our Financial Wellness Seminar. Today, we’re going to talk about Debt. Debt is not always a bad thing, and understanding it is crucial to financial wellness. To use it effectively and avoid its pitfalls, we need to understand the different types...